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Features Business & Finance

Lawsuits have become big business, especially since the economic downturn. They’re a cheap way for people to make lots of money, often with an investment of just a few hours’ time. Consider -- the plaintiff may never even have to prove a thing; the prospect of spending hundreds of thousands of dollars in legal bills can scare a defendant into opting for a settlement without ever putting up a fight. Even if he did nothing wrong.

More than 100 million lawsuits are filed each year; one in three people will be sued in the next 12 months. No one’s immune, but people with a lot of assets showing are especially vulnerable. If someone thinks you’ve got a lot to lose – and thus, they’ve got a lot to gain – you become a choice target. People who are less affluent are vulnerable in a different way: If a person with $100,000 in assets gets sued for $1 million, they’ll be wiped out, whereas the person with $5 million can survive a $1 million lawsuit.

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Macon County’s Economic Development Commission (EDC) finished up the inaugural BizWeek 2012 celebration with a banquet held at Holly Springs Baptist Church. BizWeek was a week-long celebration of business, industry and entrepreneurship with the EDC and its partners holding several events in honor of businesses in the county. Each event was designed to show appreciation for the businesses that are part of the fabric of Macon County’s economic community.

“On behalf of the Macon County EDC, I want to thank the approximately 300 participants in the BizWeek 2012 festivities this past week,” said Tommy Jenkins.

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The Franklin Young Professionals, Inc. (FYP) had their annual meeting at the newly renovated Cat Creek Lodge in the Holly Springs area of Franklin. Cat Creek Lodge graciously donated their facility to FYP for their annual meeting. The purpose of the meeting was to reflect upon FYP’s accomplishments in 2010/2011, as well as the introduction of the new board members for 2012/2013.

The meeting highlighted FYP’s accomplishments in 2010/2011. The crowning achievement was the honor of receiving the Franklin Chamber of Commerce Organization of the Year. “We feel honored to receive such an award and feel that the numerous programs that we are involved with throughout the year played a huge role in this”, said Josh Owens.

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Canceled debt is normally taxable to you, but there are exceptions. One of those exceptions is available to homeowners whose mortgage debt is partly or entirely forgiven during tax years 2007 through 2012.

The IRS would like you to know these 10 facts about Mortgage Debt Forgiveness:

1. Normally, debt forgiveness results in taxable income. However, under the Mortgage Forgiveness Debt Relief Act of 2007, you may be able to exclude up to $2 million of debt forgiven on your principal residence.

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