Well, with all the negativity floating around the air waves these days, it is time to step into reality. When Franklin Roosevelt, a Democrat, introduced the Social Security (FICA) Program he had a very different plan in mind for Americans. Participation in the Program was to be completely voluntary and the participants would only have to pay one percent of the first $1,400 of their annual incomes in to the program. Money put into the program would be deductible from income for tax purposes each year. He also intended that money the participants put into the independent “Trust Fund” rather than the General Operating Fund, would be used to fund the Social Security Retirement Program and no other government program. Thus, the annuity payments to the retirees would never be taxed as income.